7 Seas Consultants: payments insights https://www.7seasconsultants.com/blog.html Short, practical articles on accounts, cards, acquiring, cross-border payments, procurement and digital assets, by Marc Conway. en-gb Mon, 12 Oct 2026 12:00:00 +0100 Safeguarding changed on 7 May 2026. It should change who you bank with. https://www.7seasconsultants.com/blog/fca-safeguarding-2026-who-you-bank-with.html https://www.7seasconsultants.com/blog/fca-safeguarding-2026-who-you-bank-with.html Fri, 09 Oct 2026 09:00:00 +0100 The FCA's new safeguarding regime is live. What it means when you choose a UK payments or e-money partner, and the questions to ask before you sign. Instant euro payments are now the default. Here is what that means for you. https://www.7seasconsultants.com/blog/sepa-instant-payments-what-it-means.html https://www.7seasconsultants.com/blog/sepa-instant-payments-what-it-means.html Wed, 07 Oct 2026 09:00:00 +0100 SEPA Instant is now mandatory in the EU, with e-money and payment institutions next. What mandatory instant euro payments mean for your accounts and payouts. Stablecoins under MiCA: partner, licence or build? https://www.7seasconsultants.com/blog/stablecoins-mica-partner-licence-or-build.html https://www.7seasconsultants.com/blog/stablecoins-mica-partner-licence-or-build.html Sat, 03 Oct 2026 09:00:00 +0100 MiCA's transitional window has closed. How to choose between partnering, licensing and building to use or settle in stablecoins in the EU.